Deciding To Buy In Montana

Find the Right Representation

Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘the scoop’ on local developments and updates you might not have know about otherwise.

Identify Your Price Range

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval. Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating).

Find out what your local market looks like

The internet can be incredibly valuable in doing preparatory research. Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

Identify Your True Needs & Wants

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

Find your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision. Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the house’, put in an offer.